USDA Loans

How Do I Get A USDA Loan in Texas?

The USDA (U.S. Department of Agriculture) lends money to eligible applicants to help finance the purchase of a home.

The loans are not available to everyone, and they do have some limitations. However, if you qualify, this loan can be a great way to get into the housing market. USDA loans are very similar to FHA loans.

They have the same eligibility requirements, the same low down-payment requirements, the same mortgage rates and the same closing costs.

Both loans have their pros and cons, so it’s important to understand the differences before applying.